Critical Illness can be financially devastating, even if you have good health insurance. Critical Illness insurance fills the gap between health insurance and life insurance.

Cancer	Heart Attack
Stroke	Paralysis
Provides money right away for:
Experimental or alternative treatment
Loss of income	Travel and Lodging
Mortgage Payments	Home renovation
Other unexpected expenses

Everyday

4,000 people suffer a Heart Attack*

3,000 people are told they have cancer

1,000 people suffer a stroke **

* National Center for Health Statistics ** American Heart Association

Who do you know who survived cancer, stroke, heart attack?

What was the impact emotionally and financially on their family?

   34% of patients required care-giving assistance from family members

   20% of patients had family members quit work or make a "major life change"

   31% reported loss of most or all of family savings

   29% reported loss of major income source

Source: The Journal of the American Medical Association

Because

70% of all heart attack victims survive at least 3 years

75% of all stroke victims are alive 1 year later

60% of those diagnosed with cancer survive at least 5 years

National Center for Health Statistics, 2000; U.S. Department of Health and Human Services

American Heart Association, 2000 Heart and Stroke Statistical Update

"Cancer Facts and Figures," 2000, American Cancer Society

Other situations

Kidney Failure

Major Organ Transplant

Blindness

HIV for Medical Personnel

Coronary Artery By-Pass

Angioplasty

Terminal Illness