Tax-deferred Certificates Available

Rates subject to change without notice

Effective 07/01/2010

CLICK HERE TO SEE TAXABLE EQUIVALENT YIELD

 Single Premium Guarantee Period Guaranteed Interest Guaranteed Average Annual Yield Surrender Charge Issue Ages Company
6 2.80%
$5,000 minimum
2.80% 6 year surrender: 7%, 7%,7%,6%, 5%, 4% 0-90
Presidential Life

 

5 4.65% 1st year (includes 1% bonus) 3.65% projected (not guaranteed) 8% for 5 years 0-90 non-qualified, 0-80 qualified
5 2.90% all for years ($5000 minimum) 2.90%

 

5 year surrender: 6%, 6%, 6%, 6%, 5%

 

0-90

Presidential Life
5 3.00% guaranteed 5 years ($5000 minimum)  3.00% 6% level for 5 years 0-80

4 3.00% guaranteed for 4 years ($5000 minimum) 3.00% 5% level for 4 years 0-80
4

3.00% all for years ($5000 minimum)

3.00% 4 year surrender: 7%, 6%, 6%, 5% 0-90
Presidential Life
3 3.00% guaranteed for 3 years ($5000 minimum)  3.00% 4% level for 3 years 0-80
Flexible Premium 4.10% 1st year, 3% lifetime guarantee

 

Depends on renewal

 

5 year surrender from contract date:  8%, 7%, 6%, 4%, 2% 0-85 American Home Life
Flexible Premium Current Rate: 3.60% 1st year, includes 1% bonus Each deposit receives market rate

6  year surrender period:  8%, 8%, 7%, 6%, 4%, 2% (rolling)

0-85 NQ

Rates and Companies subject to change without notice, these are illustrated rates only and are subject to the terms of each contract. 

CLICK HERE TO SEE TAXABLE EQUIVALENT YIELD

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Revised: July 14, 2010